What is OSHC:
OSHC (Overseas Student Health Cover) is insurance to assist international students meet the costs of medical and hospital care that they may need while in Australia. OSHC will also pay limited benefits for pharmaceuticals and ambulance services. As an international student in Australia, you are required to have OSHC for the entire duration of your study in Australia.
Who has to take out OSHC?
People who must take out OSHC are overseas students undertaking formal studies in Australia and their dependents (spouses and children under 18 years old).
What does OSHC cover?
OSHC policies assist to cover the cost of hospital and medical treatment.
This covers ambulance services and pharmaceuticals, but restrictions apply (limited to $50 per pharmaceutical item to a maximum of $300 a year for single membership).
OSHC does not pay for general treatment such as dental, optical or physiotherapy. If you require cover for these treatments, you may take Extra OSHC provided by an OSHC provider or general treatment cover with any Australian private health insurer. You can also choose to supplement OSHC with other insurance such as international travel insurance.